Give us a call to get covered, or get a quote for Public Liability Insurance online.
Why does your cafe business needs insurance?
Operating a café or restaurant requires significant investment and effort, and it's important to protect that investment with insurance. There are various risks and hazards that these businesses face, such as equipment breakdown, injuries to customers or suppliers, and other unforeseen events. Business insurance can provide protection for your assets and hard work, including coverage for property damage, loss of income, and liability. Consider investing in a comprehensive Business Insurance Pack to safeguard your café or restaurant.
The option to pay by the month is available at no additional charge. You have the flexibility to choose either a monthly or annual payment plan, whichever best fits your cash flow needs.
Covers for cafés and restaurants
Our Business Insurance Pack is tailored to meet the needs of various types of food service businesses, from small cafes to busy restaurants. The policy offers a comprehensive range of coverage options that can be easily managed and customised to fit the specific needs of your business. Some of the coverage options that café and restaurant owners may want to consider include: property damage, loss of income, liability, and equipment breakdown.
Public Liability coverage is a great starting point for any business, and it can be further customized with additional coverage options that are tailored to the specific needs of your business. This allows you to choose the right level of protection to safeguard your business.
Public Liability Insurance
Machinery Breakdown Insurance
Glass Insurance
Before you buy
If you rent the premises for your coffee shop or restaurant, your lease may specify the minimum amount of public liability cover you’re required to have – check before you buy.
Your lease or landlord may also specify a minimum amount of glass cover.
For more cover options, call (08) 6374 2226 to speak with a consultant.
Workers compensation
Ready to get started?
Give us a call to get covered, or get a quote online for Public Liability Insurance. For a quote without Public Liability cover, contact our specialist Business team on
Cover options
Award-winning claims team^
Make a claim online 24/7 or find a number for your claims category to lodge a claim over the phone
Specialist Business experts
Our experts can help you arrange your Business Insurance. Call 1300 131 000 to speak to a Business specialist now
Instant Certificate of Currency
Your proof of insurance, Certificate of Currency (COC), will be emailed to you instantly after purchase.